I just did it again. I do it often. I tell my students to do this as well.
Instead of buying a new camera, buy a factory refurbished one direct from the manufacturer.
Even think about buying the previous model. Do you need all the bells and whistles they just added to the latest model? Often it is not much of an upgrade.
OK, a new one comes with a warranty. But, factory refurbished also comes with a warranty.
And, in a way perhaps a better camera. They had a trained technician go over the camera and check every function. Not done on new ones.
I also buy lenses that way sometimes. Again, they have been tested and come with a warranty.
Just got my Sigma 85/1.4 art lens refurbished by Sigma. New one - street price - $1200.
Mine was $899. w/ S&H.
To be honest, I buy most of my lenses used from Keh.com or eBay.
Give factory refurbished a thought. Even though at any one given time they do not have everything in stock. Gene

I agree. The "new and improved" versions aren't always so great. Sometimes you sacrifice something you liked on the old model for something new on the new model.

Gene, how important is the shutter count on refurbished models?

Are all refurbished cameras "factory refurbished"?

Not all refurbished are done by the factory. Avoid non-factory ones.
Shutter count: The tech can see the shutter count and if it is too high compared to the expected life expectancy - he will replace it. That has been my experience.
Gene

Agree. I sometimes buy "International" models without warrantee.