Hibiscuses normally do not check the temperature and decide to defoliate if it goes below "x" degrees. It is a more complicated set of scenarios including the specific variety, soil moisture, winds, temperatures, etc. Temps on either side of freezing can injure or kill so, just bring them inside before overnight temperatures typically fall below 50°F. Then put them in a window that faces south. Make sure they do not dry out or that hot/cold air vents will dry the soil quickly as humidity is low during the winter months inside the home. For Cape Coral, 50°F can start to happen near the end of November or in December. Then bring them outside when overnight temperatures are typically above 50°F.